Rent-to-own shed payment calculator
See what a rent-to-own shed, barn, or garage could cost per month. Slide to your building price, pick a term, and review the full cost breakdown — including the early-purchase option.
Rent-to-own payment calculator
RTO From — estimated monthly payment
$0
over 60 months · no established credit history required · plus applicable sales tax
Optional. Lowers your monthly rental payment; may be applied toward an Early Purchase Option.
- Initial Payment (due to order)
- $0
- Total of payments
- $0
- Total cost to own
- $0
- Early Purchase Option credit
- 45% of base rent paid
Estimate only. Monthly rental = pre-tax amount ÷ term factor. Actual terms, fees, taxes, and required disclosures are set in the rental-purchase agreement.
How rent-to-own pricing works
Your monthly payment is based on the building's cash price and the length of the term — shorter terms mean higher monthly payments but a lower total cost to own. The total of payments to own is more than the cash price. Most programs require no established credit history (identity verification may apply) and let you own the building early by paying it off (the early-purchase option, or EPO).
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